Cities
Mortgages city by city across Canada
721 Canadian cities and communities, each with local population data from the 2021 Census, the provincial rules that apply, and a calculator you can run with your own numbers.
Alberta
83 cities · Alberta mortgage rules
CalgaryPop. 1,306,784EdmontonPop. 1,010,899Red DeerPop. 100,844Strathcona CountyPop. 99,225LethbridgePop. 98,406AirdriePop. 74,100Wood BuffaloPop. 72,326St. AlbertPop. 68,232Grande PrairiePop. 64,141Medicine HatPop. 63,271Rocky View CountyPop. 41,028Spruce GrovePop. 37,645LeducPop. 34,094Parkland CountyPop. 32,205OkotoksPop. 30,405Fort SaskatchewanPop. 27,088Grande Prairie County No. 1Pop. 23,769Foothills CountyPop. 23,199ChestermerePop. 22,163BeaumontPop. 20,888Sturgeon CountyPop. 20,061Red Deer CountyPop. 19,933CamrosePop. 18,772Stony PlainPop. 17,993Sylvan LakePop. 15,995CanmorePop. 15,990Cold LakePop. 15,661BrooksPop. 14,924Leduc CountyPop. 14,416StrathmorePop. 14,339High RiverPop. 14,324LacombePop. 13,396Mountain View CountyPop. 12,981Bonnyville No. 87Pop. 12,897Mackenzie CountyPop. 12,804WetaskiwinPop. 12,594Clearwater CountyPop. 11,865Wetaskiwin County No. 10Pop. 11,212Lac Ste. Anne CountyPop. 10,832BlackfaldsPop. 10,470Yellowhead CountyPop. 10,426MorinvillePop. 10,385Lacombe CountyPop. 10,283Lethbridge CountyPop. 10,120Ponoka CountyPop. 9,998WhitecourtPop. 9,927HintonPop. 9,817OldsPop. 9,209CoaldalePop. 8,771Wheatland CountyPop. 8,738Greenview No. 16Pop. 8,584Camrose CountyPop. 8,504EdsonPop. 8,374BanffPop. 8,305Vermilion River CountyPop. 7,994InnisfailPop. 7,985DrumhellerPop. 7,909Lac la Biche CountyPop. 7,673Cypress CountyPop. 7,524Newell CountyPop. 7,465TaberPop. 7,447PonokaPop. 7,331Drayton ValleyPop. 7,291Westlock CountyPop. 7,186Brazeau CountyPop. 7,179Athabasca CountyPop. 6,959Slave LakePop. 6,836Rocky Mountain HousePop. 6,765Peace RiverPop. 6,619WainwrightPop. 6,606DevonPop. 6,545BonnyvillePop. 6,404St. Paul County No. 19Pop. 6,306Willow Creek No. 26Pop. 6,081Barrhead County No. 11Pop. 5,877Beaver CountyPop. 5,868St. PaulPop. 5,863StettlerPop. 5,695Crowsnest PassPop. 5,695VegrevillePop. 5,689Stettler County No. 6Pop. 5,666RedcliffPop. 5,581DidsburyPop. 5,070
British Columbia
100 cities · British Columbia mortgage rules
VancouverPop. 662,248SurreyPop. 568,322BurnabyPop. 249,125RichmondPop. 209,937AbbotsfordPop. 153,524CoquitlamPop. 148,625KelownaPop. 144,576LangleyPop. 132,603SaanichPop. 117,735DeltaPop. 108,455NanaimoPop. 99,863KamloopsPop. 97,902ChilliwackPop. 93,203VictoriaPop. 91,867Maple RidgePop. 90,990North VancouverPop. 88,168New WestminsterPop. 78,916Prince GeorgePop. 76,708Port CoquitlamPop. 61,498LangfordPop. 46,584VernonPop. 44,519West VancouverPop. 44,122MissionPop. 41,519PentictonPop. 36,885West KelownaPop. 36,078Campbell RiverPop. 35,519Port MoodyPop. 33,535North CowichanPop. 31,990CourtenayPop. 28,420SquamishPop. 23,819White RockPop. 21,939Fort St. JohnPop. 21,465CranbrookPop. 20,499Salmon ArmPop. 19,432Pitt MeadowsPop. 19,146ColwoodPop. 18,961Metro Vancouver APop. 18,612Port AlberniPop. 18,259Oak BayPop. 17,990EsquimaltPop. 17,533Central SaanichPop. 17,385Lake CountryPop. 15,817SookePop. 15,086ComoxPop. 14,806WhistlerPop. 13,982Powell RiverPop. 13,943ParksvillePop. 13,642Dawson CreekPop. 12,323SidneyPop. 12,318Prince RupertPop. 12,300North SaanichPop. 12,235SummerlandPop. 12,042TerracePop. 12,017Saltspring IslandPop. 11,635View RoyalPop. 11,575ColdstreamPop. 11,171NelsonPop. 11,106Williams LakePop. 10,947SecheltPop. 10,847QuesnelPop. 9,889Qualicum BeachPop. 9,303Comox Valley C (Puntledge - Black Creek)Pop. 9,158Tsinstikeptum 9Pop. 9,134Cowichan Valley BPop. 8,994LadysmithPop. 8,990Columbia-Shuswap CPop. 8,919CastlegarPop. 8,338RevelstokePop. 8,275KitimatPop. 8,236Nanaimo FPop. 8,216KimberleyPop. 8,115Nanaimo GPop. 8,109Comox Valley APop. 7,926TrailPop. 7,920Nanaimo APop. 7,481Comox Valley B (Lazo North)Pop. 7,392MerrittPop. 7,051Nanaimo EPop. 6,765HopePop. 6,686East Kootenay CPop. 6,536FerniePop. 6,320KentPop. 6,300Cariboo APop. 6,169Southern Gulf IslandsPop. 6,101Peace River CPop. 5,947PeachlandPop. 5,789Bulkley-Nechako APop. 5,587CrestonPop. 5,583OsoyoosPop. 5,556Peace River BPop. 5,379SmithersPop. 5,378ArmstrongPop. 5,323Cariboo GPop. 5,312SpallumcheenPop. 5,307Juan de Fuca (Part 1)Pop. 5,132OliverPop. 5,094MetchosinPop. 5,067DuncanPop. 5,047Cowichan Valley CPop. 5,046Central Kootenay HPop. 5,045
Manitoba
29 cities · Manitoba mortgage rules
WinnipegPop. 749,607BrandonPop. 51,313SteinbachPop. 17,806SpringfieldPop. 16,142WinklerPop. 13,745ThompsonPop. 13,035TachéPop. 11,916St. AndrewsPop. 11,723St. ClementsPop. 11,586SelkirkPop. 10,504MordenPop. 9,929East St. PaulPop. 9,725StanleyPop. 8,981RockwoodPop. 8,440DauphinPop. 8,368MacdonaldPop. 8,120RitchotPop. 7,469Portage la PrairiePop. 6,888La BroqueriePop. 6,725West St. PaulPop. 6,682GimliPop. 6,569NivervillePop. 5,947RhinelandPop. 5,819NeepawaPop. 5,685The PasPop. 5,639Ste. AnnePop. 5,584BrokenheadPop. 5,414Norway House 17Pop. 5,390StonewallPop. 5,046
New Brunswick
24 cities · New Brunswick mortgage rules
Saint JohnPop. 69,895FrederictonPop. 63,116DieppePop. 28,114RiverviewPop. 20,584QuispamsisPop. 18,768MiramichiPop. 17,692EdmundstonPop. 16,437TracadiePop. 16,043BathurstPop. 12,157RothesayPop. 11,977MonctonPop. 10,704OromoctoPop. 9,045LincolnPop. 7,519CampbelltonPop. 7,047Beaubassin East / Beaubassin-estPop. 6,718BeresfordPop. 6,226SackvillePop. 6,099DouglasPop. 5,935WoodstockPop. 5,553Grand Falls / Grand-SaultPop. 5,220BurtonPop. 5,176ShediacPop. 5,144Saint MarysPop. 5,084MemramcookPop. 5,029
Newfoundland and Labrador
15 cities · Newfoundland and Labrador mortgage rules
St. John'sPop. 110,525Conception Bay SouthPop. 27,168ParadisePop. 22,957Mount PearlPop. 22,477Corner BrookPop. 19,333Grand Falls-WindsorPop. 13,853GanderPop. 11,880Portugal Cove-St. Philip'sPop. 8,415Happy Valley-Goose BayPop. 8,040TorbayPop. 7,852Labrador CityPop. 7,412ClarenvillePop. 6,704StephenvillePop. 6,540Bay RobertsPop. 5,974MarystownPop. 5,204
Northwest Territories
1 cities · Northwest Territories mortgage rules
Nova Scotia
34 cities · Nova Scotia mortgage rules
HalifaxPop. 439,819Cape BretonPop. 93,694LunenburgPop. 25,545East HantsPop. 22,892Kings, Subd. APop. 22,355Colchester, Subd. BPop. 19,806West HantsPop. 19,509TruroPop. 12,954Colchester, Subd. CPop. 12,476Kings, Subd. BPop. 11,951ChesterPop. 10,693QueensPop. 10,422YarmouthPop. 10,067New GlasgowPop. 9,471AmherstPop. 9,404Antigonish, Subd. APop. 8,963BridgewaterPop. 8,790Pictou, Subd. CPop. 8,386Kings, Subd. CPop. 8,348ArgylePop. 7,870ClarePop. 7,678DigbyPop. 7,242Cumberland, Subd. BPop. 6,786KentvillePop. 6,630BarringtonPop. 6,523Pictou, Subd. APop. 6,153Antigonish, Subd. BPop. 6,138Pictou, Subd. BPop. 6,137Annapolis, Subd. APop. 5,980Cumberland, Subd. CPop. 5,694Kings, Subd. DPop. 5,264Annapolis, Subd. CPop. 5,218Inverness, Subd. APop. 5,207WolfvillePop. 5,057
Ontario
225 cities · Ontario mortgage rules
TorontoPop. 2,794,356OttawaPop. 1,017,449MississaugaPop. 717,961BramptonPop. 656,480HamiltonPop. 569,353LondonPop. 422,324MarkhamPop. 338,503VaughanPop. 323,103KitchenerPop. 256,885OakvillePop. 213,759Richmond HillPop. 202,022BurlingtonPop. 186,948OshawaPop. 175,383Greater Sudbury / Grand SudburyPop. 166,004BarriePop. 147,829GuelphPop. 143,740WhitbyPop. 138,501CambridgePop. 138,479St. CatharinesPop. 136,803MiltonPop. 132,979KingstonPop. 132,485AjaxPop. 126,666WaterlooPop. 121,436Thunder BayPop. 108,843BrantfordPop. 104,688Chatham-KentPop. 103,988ClaringtonPop. 101,427PickeringPop. 99,186Niagara FallsPop. 94,415NewmarketPop. 87,942PeterboroughPop. 83,651Kawartha LakesPop. 79,247CaledonPop. 76,581Sault Ste. MariePop. 72,051SarniaPop. 72,047Norfolk CountyPop. 67,490Halton HillsPop. 62,951AuroraPop. 62,057WellandPop. 55,750BellevillePop. 55,071North BayPop. 52,662Whitchurch-StouffvillePop. 49,864Haldimand CountyPop. 49,216GeorginaPop. 47,642Quinte WestPop. 46,560New TecumsethPop. 43,948InnisfilPop. 43,326Bradford West GwillimburyPop. 42,880St. ThomasPop. 42,840TimminsPop. 41,145LakeshorePop. 40,410BrantPop. 39,474East GwillimburyPop. 34,637OrilliaPop. 33,411Fort EriePop. 32,901LaSallePop. 32,721Centre WellingtonPop. 31,093OrangevillePop. 30,167LeamingtonPop. 29,680GrimsbyPop. 28,883KingPop. 27,333WoolwichPop. 26,999Clarence-RocklandPop. 26,505Prince Edward CountyPop. 25,704Wasaga BeachPop. 24,862CollingwoodPop. 24,811Strathroy-CaradocPop. 23,871ThoroldPop. 23,816AmherstburgPop. 23,524TecumsehPop. 23,300Oro-MedontePop. 23,017EssaPop. 22,970KingsvillePop. 22,119BrockvillePop. 22,116SpringwaterPop. 21,701Owen SoundPop. 21,612ScugogPop. 21,581UxbridgePop. 21,556WilmotPop. 21,429EssexPop. 21,216HuntsvillePop. 21,147CobourgPop. 20,519South FrontenacPop. 20,188Port ColbornePop. 20,033RussellPop. 19,598Niagara-on-the-LakePop. 19,088Middlesex CentrePop. 18,928SelwynPop. 18,653TillsonburgPop. 18,615PelhamPop. 18,192PetawawaPop. 18,160North GrenvillePop. 17,964LoyalistPop. 17,943MidlandPop. 17,817BracebridgePop. 17,305Port HopePop. 17,294Greater NapaneePop. 16,879Saugeen ShoresPop. 15,908North PerthPop. 15,538West LincolnPop. 15,454KenoraPop. 14,967ClearviewPop. 14,814Mississippi MillsPop. 14,740St. ClairPop. 14,659West Nipissing / Nipissing OuestPop. 14,583SevernPop. 14,576PembrokePop. 14,364Thames CentrePop. 13,980Guelph/EramosaPop. 13,904Trent HillsPop. 13,861Central ElginPop. 13,746IngersollPop. 13,693South StormontPop. 13,570The Nation / La NationPop. 13,350South GlengarryPop. 13,330GravenhurstPop. 13,157West GreyPop. 13,131TinyPop. 12,966Perth EastPop. 12,595BrockPop. 12,567Carleton PlacePop. 12,517Wellington NorthPop. 12,431KincardinePop. 12,268BrightonPop. 12,108ErinPop. 11,981Lambton ShoresPop. 11,876MeafordPop. 11,485Elliot LakePop. 11,372WellesleyPop. 11,318North DundasPop. 11,304NorwichPop. 11,151Georgian BluffsPop. 11,100TayPop. 11,091South DundasPop. 11,044Adjala-TosorontioPop. 10,989Rideau LakesPop. 10,883MapletonPop. 10,839North DumfriesPop. 10,619Grey HighlandsPop. 10,424RamaraPop. 10,377HawkesburyPop. 10,194North GlengarryPop. 10,144PenetanguishenePop. 10,077South HuronPop. 10,063Cavan MonaghanPop. 10,016Alfred and PlantagenetPop. 9,949Leeds and the Thousand IslandsPop. 9,804BrocktonPop. 9,784Temiskaming ShoresPop. 9,634ArnpriorPop. 9,629Elizabethtown-KitleyPop. 9,545Huron EastPop. 9,512Laurentian ValleyPop. 9,450MonoPop. 9,421The Blue MountainsPop. 9,390MalahidePop. 9,308Smiths FallsPop. 9,254South Bruce PeninsulaPop. 9,137MintoPop. 9,094West PerthPop. 9,038BeckwithPop. 9,021ShelburnePop. 8,994SouthgatePop. 8,716ChamplainPop. 8,665ZorraPop. 8,628Plympton-WyomingPop. 8,308RenfrewPop. 8,190Drummond/North ElmsleyPop. 8,183KapuskasingPop. 8,057HanoverPop. 7,967PuslinchPop. 7,944GoderichPop. 7,881East Zorra-TavistockPop. 7,841Stone MillsPop. 7,826Central HuronPop. 7,799Kirkland LakePop. 7,750Huron-KinlossPop. 7,723AylmerPop. 7,699Muskoka LakesPop. 7,652Douro-DummerPop. 7,632McNab/BraesidePop. 7,591South-West OxfordPop. 7,583Blandford-BlenheimPop. 7,565BluewaterPop. 7,540Edwardsburgh/CardinalPop. 7,505Kenora, UnorganizedPop. 7,475Alnwick/HaldimandPop. 7,473Fort FrancesPop. 7,466North StormontPop. 7,400DrydenPop. 7,388AugustaPop. 7,386St. MarysPop. 7,386Whitewater RegionPop. 7,225Dysart et alPop. 7,182BayhamPop. 7,096Otonabee-South MonaghanPop. 7,087ChatsworthPop. 7,080Minden HillsPop. 6,971Arran-EldersliePop. 6,913WainfleetPop. 6,887Parry SoundPop. 6,879CramahePop. 6,509PerthPop. 6,469Trent LakesPop. 6,439North MiddlesexPop. 6,307Thunder Bay, UnorganizedPop. 6,221TweedPop. 6,067Algoma, Unorganized, North PartPop. 6,050Oliver PaipoongePop. 6,035PetroliaPop. 6,013Tay ValleyPop. 5,925Southwest MiddlesexPop. 5,893Ashfield-Colborne-WawanoshPop. 5,884South BrucePop. 5,880Sioux LookoutPop. 5,839Lanark HighlandsPop. 5,737Lucan BiddulphPop. 5,680CochranePop. 5,390GananoquePop. 5,383SeguinPop. 5,280EspanolaPop. 5,185Havelock-Belmont-MethuenPop. 5,083West ElginPop. 5,060North HuronPop. 5,052Stirling-RawdonPop. 5,015
Prince Edward Island
5 cities · Prince Edward Island mortgage rules
Quebec
187 cities · Quebec mortgage rules
MontréalPop. 1,762,949QuébecPop. 549,459LavalPop. 438,366GatineauPop. 291,041LongueuilPop. 254,483SherbrookePop. 172,950LévisPop. 149,683SaguenayPop. 144,723Trois-RivièresPop. 139,163TerrebonnePop. 119,944Saint-Jean-sur-RichelieuPop. 97,873BrossardPop. 91,525RepentignyPop. 86,100Saint-JérômePop. 80,213DrummondvillePop. 79,258GranbyPop. 69,025MirabelPop. 61,108BlainvillePop. 59,819Saint-HyacinthePop. 57,239MascouchePop. 51,183ChâteauguayPop. 50,815ShawiniganPop. 49,620RimouskiPop. 48,935Dollard-Des OrmeauxPop. 48,403VictoriavillePop. 47,760Saint-EustachePop. 45,276Vaudreuil-DorionPop. 43,268Salaberry-de-ValleyfieldPop. 42,787Rouyn-NorandaPop. 42,313BouchervillePop. 41,743Sorel-TracyPop. 35,165Côte-Saint-LucPop. 34,504Pointe-ClairePop. 33,488Saint-GeorgesPop. 32,935Val-d'OrPop. 32,752ChamblyPop. 31,444AlmaPop. 30,331Sainte-JuliePop. 30,045Saint-ConstantPop. 29,954MagogPop. 28,312BoisbriandPop. 28,308Sainte-ThérèsePop. 26,533La PrairiePop. 26,406Saint-Bruno-de-MontarvillePop. 26,273Thetford MinesPop. 26,072Sept-ÎlesPop. 24,569BeloeilPop. 24,104Saint-Lin--LaurentidesPop. 24,030L'AssomptionPop. 23,442CandiacPop. 22,997Saint-LambertPop. 22,761Saint-LazarePop. 22,354JoliettePop. 21,384VarennesPop. 21,198Mont-RoyalPop. 20,953Baie-ComeauPop. 20,687Rivière-du-LoupPop. 20,118Saint-Augustin-de-DesmauresPop. 19,907Sainte-Marthe-sur-le-LacPop. 19,797WestmountPop. 19,658KirklandPop. 19,413DorvalPop. 19,302BeaconsfieldPop. 19,277Mont-Saint-HilairePop. 18,859Sainte-SophiePop. 18,080Deux-MontagnesPop. 17,915Saint-ColombanPop. 17,740Sainte-CatherinePop. 17,347Saint-Basile-le-GrandPop. 17,053L'Ancienne-LorettePop. 16,970Saint-Charles-BorroméePop. 15,285CowansvillePop. 15,234Sainte-Anne-des-PlainesPop. 15,221GaspéPop. 15,063PincourtPop. 14,751MercierPop. 14,626LavaltriePop. 14,425Mont-LaurierPop. 14,180LachutePop. 14,100RosemèrePop. 14,090Sainte-AdèlePop. 14,010MatanePop. 13,987Dolbeau-MistassiniPop. 13,718PrévostPop. 13,692BeauharnoisPop. 13,638BécancourPop. 13,561Val-des-MontsPop. 13,328Saint-AmablePop. 13,322Sainte-MariePop. 13,134AmosPop. 12,675Les Îles-de-la-MadeleinePop. 12,190CarignanPop. 11,740RawdonPop. 11,719L'Île-PerrotPop. 11,638Saint-SauveurPop. 11,580CantleyPop. 11,449Notre-Dame-de-l'Île-PerrotPop. 11,427BromontPop. 11,357MarievillePop. 11,332Sainte-Agathe-des-MontsPop. 11,211Sainte-JuliennePop. 11,173La TuquePop. 11,129Saint-RaymondPop. 11,108MontmagnyPop. 10,999Mont-TremblantPop. 10,992Saint-HippolytePop. 10,669Bois-des-FilionPop. 10,159FarnhamPop. 10,149Pont-RougePop. 10,121Saint-FélicienPop. 10,089RobervalPop. 9,840Stoneham-et-TewkesburyPop. 9,682Saint-ZotiquePop. 9,618LorrainePop. 9,502ContrecoeurPop. 9,480Notre-Dame-des-PrairiesPop. 9,471Saint-RémiPop. 8,957L'ÉpiphaniePop. 8,883CoaticookPop. 8,867La PêchePop. 8,636NicoletPop. 8,620Otterburn ParkPop. 8,479Sainte-Brigitte-de-LavalPop. 8,468Sainte-Catherine-de-la-Jacques-CartierPop. 8,442DelsonPop. 8,328La MalbaiePop. 8,235BoischatelPop. 8,231Lac-BeauportPop. 8,164ChelseaPop. 8,000Saint-ApollinairePop. 7,968RigaudPop. 7,854Acton ValePop. 7,605Saint-PhilippePop. 7,597ChandlerPop. 7,490Coteau-du-LacPop. 7,473DonnaconaPop. 7,436Baie-Saint-PaulPop. 7,371La SarrePop. 7,358LouisevillePop. 7,340SheffordPop. 7,253Brownsburg-ChathamPop. 7,247ChibougamauPop. 7,233Les CèdresPop. 7,184Val-des-SourcesPop. 7,088HampsteadPop. 7,037Saint-Joseph-du-LacPop. 7,031Saint-Félix-de-ValoisPop. 6,975Saint-Lambert-de-LauzonPop. 6,817Saint-CalixtePop. 6,792Saint-PaulPop. 6,566Port-CartierPop. 6,516ShannonPop. 6,432PlessisvillePop. 6,414Mont-JoliPop. 6,384Saint-HonoréPop. 6,376CharlemagnePop. 6,302Pointe-CalumetPop. 6,281PrincevillePop. 6,218BeaucevillePop. 6,185PontiacPop. 6,142Notre-Dame-du-Mont-CarmelPop. 6,121Sainte-Anne-des-MontsPop. 6,121L'Ange-GardienPop. 6,102AmquiPop. 5,999Saint-CésairePop. 5,972McMastervillePop. 5,936Lac-BromePop. 5,923Saint-PiePop. 5,847Saint-HenriPop. 5,813VerchèresPop. 5,759Lac-MéganticPop. 5,747RichelieuPop. 5,742Sainte-MartinePop. 5,664Les CoteauxPop. 5,643Val-DavidPop. 5,558Saint-Roch-de-l'AchiganPop. 5,453HudsonPop. 5,411Cookshire-EatonPop. 5,344ChertseyPop. 5,295WindsorPop. 5,294Saint-BonifacePop. 5,156LanoraiePop. 5,134Montréal-OuestPop. 5,115Témiscouata-sur-le-LacPop. 5,054Sainte-Anne-de-BellevuePop. 5,027Saint-Joseph-de-BeaucePop. 5,014OrfordPop. 5,007
Saskatchewan
16 cities · Saskatchewan mortgage rules
SaskatoonPop. 266,141ReginaPop. 226,404Prince AlbertPop. 37,756Moose JawPop. 33,665Swift CurrentPop. 16,750YorktonPop. 16,280North BattlefordPop. 13,836WarmanPop. 12,419Lloydminster (Part)Pop. 11,843WeyburnPop. 11,019EstevanPop. 10,851MartensvillePop. 10,549Corman Park No. 344Pop. 8,909HumboldtPop. 6,033MelfortPop. 5,955Meadow LakePop. 5,322
Yukon
1 cities · Yukon mortgage rules