Terms of Use

The terms that apply when you use mortgagor.ca.

Last reviewed: 2026-09-16

Acceptance

By using mortgagor.ca you agree to these terms. If you do not agree, please do not use the site.

Permitted use

You may use this site and its calculators for your own personal, non-commercial research. You may not scrape the site at scale, republish our content as your own, misrepresent our content as advice, or use the site in any way that is unlawful or that interferes with its operation.

No professional advice

The content on this site is general information only. It is not financial, mortgage, tax, or legal advice, and it does not create any adviser, broker, or fiduciary relationship. See our disclaimer for the full limits of the information and tools we provide.

Accuracy and availability

We work to keep the site accurate and available, but we provide it “as is” and “as available”, without warranties of any kind. Rates, thresholds, and rules change, and third-party sources may change or move. We do not warrant that any figure is current or that the site will be uninterrupted or error-free.

Third-party links and offers

The site links to third-party websites and may embed forms or offers from them. We do not control those sites and are not responsible for their content, products, or practices. Some of those links are affiliate links and we may earn a commission. Your dealings with any third party are solely between you and that third party.

Limitation of liability

To the fullest extent permitted by law, Mortgagor.ca and its contributors are not liable for any loss or damage arising from your use of, or reliance on, this site or its calculators.

Intellectual property

All original text, design, and code on this site are owned by Mortgagor.ca unless otherwise noted. The mortgagor.ca name and logo may not be used without permission.

Governing law

These terms are governed by the laws of Canada and the province in which the publisher is established, without regard to conflict-of-law rules.

Changes

We may update these terms from time to time. The date at the top of this page shows when they were last reviewed.